Contact A REALTOR®

Buying real estate is a complex matter at the best of times, given that there are so many factors to consider and no two homes or transactions are alike. However, with all the unique opportunities and potential pitfalls of the current market, it’s even more important for you to contact a REALTOR® once you’ve definitely decided to buy. In choosing a REALTOR® to guide you through the property search, financing,  negotiation and transaction processes, you should consider their local market knowledge, experience and track record. 

A Realtor's Commitment

In Short a Realtor Should provide the following:

•  Educate you about Buyer Agency, outlining their professional responsibilities  to you, including complete Disclosure, Loyalty, Confidentiality,          Obedience and Accountability

•  Help you explore your financing options and, if required, refer you to some excellent mortgage professionals so you can make the best possible          mortgage decision

•  Save you time by regularly searching the market for affordable homes that meets your criteria

•  Email your specific home requirements to top producing agents  in the area so they know they have a qualified purchaser

•  View homes with you and provide comparative analysis.  They can also refer you to expert home inspectors that  will provide more in-depth              analysis and advice

•  Provide consultation in relation to your written offer to purchase a home, with all terms approved by you

•  Negotiate the best possible price and terms for you and take care of all the documentation details

•  Keep you fully informed about all activities that lead to the transaction closing

•  Assist you, if necessary, in finding any home-related services you need. 

 

Why The Sharpe Team?

 

We always recommend a buyer considers the following criteria before making a choice on who will represent them in their real estate endeavors.

 

 

Background and Education

We both graduated from the University of Virginia with degrees in economics.  We also both rely heavily on our economic backgrounds on a daily basis to make sure our clients get the best possible outcomes in today's dynamic real estate market.  

 

Experience

With over a decade of experience we have the local knowledge and expertise to guide you through our local market.  We sell an average of 40-50 homes per year in Hampton Roads and know how to guide you seamlessly through the process no matter what city you find your new home.  

 

Client Reviews & Recommendations

Don't take our word for it. Nothing speaks louder than the voices of past satisfied clients.  This is the reason the majority of our business comes for past client referrals.  Please take some time to read some of our more than 100 five star client reviews and recommendations.

Our Service Promise

We use the best parts of a team dynamic combined with personal service to provide the absolute best in real estate service.  We are committed to being available 7 days a week to help with your real estate needs.

The First Step

Pre-Qualification

        Define Your Goals, Research Your Options, Make Your Plans Given that buying a home is such a big step, it’s all the more important for you to educate and prepare yourself as much as possible in advance. This means clearly determining why you’re buying and what kind of home you’re looking for. And because buying and  financing a home are so closely related, it also means examining your current financial situation and projecting how much  you can afford.

        Get Pre-Approved For A Loan.  It is recommended that you get pre-qualified for a loan before you start viewing homes with the serious intention of buying. The pre-approval process involves meeting with a lender and authorizing them to examine your current financial situation and credit history. On the basis of this examination the lender will provide you with a document that details how much you can borrow to buy a home.

•  You’ll have information about what you can afford and be able to plan  accordingly

•  As a qualified, motivated buyer you’ll be taken more seriously when you make an offer on a home

•  Lenders can tell you whether you qualify for any special programs that will enable you to afford a better home (particularly if you’re a first-time buyer) 

Getting pre-approved for a mortgage is an easy process that can be completed in as little as 30-min.  If you need a recommendation we have great local lenders who will be glad to assist you with the process. 

Upfront Expenses

Let Us Guide You

While using an agent on your home purchase is free, it is important to understand that there are still upfront expenses that are part of the home buying process.  We will be glad to set up a buyer consultation to help you fully understand the process and make sure there are no hidden expenses you may not have been expecting. 

  • Home Inspection: $350-500
  • Appraisal: $400-500
  • Earnest Money Deposit: $500-1000
  • Closing Costs: 3% of home sale price
  • Down Payment: 0% to %20 of Purchase Price depending on loan type